What is Laybuy
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Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free! Buy Now, Pay Later!
1. SELECT PAY BY LAYBUY |
Frequently Asked Questions
How do I sign up? |
Continue through to checkout and select Laybuy as your payment option, or visit www.laybuy.com/consumer/account to create an account. |
Who can use Laybuy? |
Any NZ resident that is 18 years or over, with a debit or credit card. |
How is my limit approved? |
Your limit is approved through Laybuy's instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with a $120 limit. |
What if the item I want is more than my Laybuy limit? |
Not a problem. If you exceed your limit this will change the instalments so that the excess amount will be charged on your first payment and then the remaining five payments will be even. |
Is there anything else I should know? |
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment. |